SWIFT / BIC Code
BSCHESMM
SEPA MemberBanco Santander SA
BSCHESMM is the BIC (SWIFT code) of Banco Santander SA, registered in Santander. Its bank code is 0049, the code an IBAN at Banco Santander SA carries in positions 5 to 8. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Banco Santander SA
Prefilled with an illustrative Banco Santander SA IBAN, not a real account. Paste any IBAN from Spain to check it.
BIC Breakdown
BSCH: institution identifier (4 letters)
ES: country code per ISO 3166-1
MM: location code (city / timezone)
Bank Details
Payments it can receive
Banco Santander SA's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇪🇸 Spain
Spain IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for Banco Santander SA?
BSCHESMM. Written with the head-office branch code it is BSCHESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does BSCHESMM mean?
"BSCH" identifies Banco Santander SA, "ES" is the country code for Spain, "MM" is the location code.
What is Banco Santander SA's bank code?
0049. It is the bank code in positions 5 to 8 of an IBAN from Spain.
How long are Banco Santander SA IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits, 0049 for Banco Santander SA), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to Banco Santander SA?
Yes. The European Payments Council lists Banco Santander SA in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Banco Santander SA confirm the payee's name?
Yes. It answers Verification of Payee requests (since 30 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Banco Santander SA's registered office?
Paseo de Pereda 9-12, 39004 Santander, according to GLEIF.