🇪🇸 Spain
✓ SEPA MemberPrivate BankBanco Santander S.A. IBAN Format & BIC Code
Banco Santander S.A.'s BIC is BSCHESMM. Its bank code is 0049, the code an IBAN at Banco Santander S.A. carries in positions 5 to 8. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Banco Santander S.A.
Prefilled with an illustrative Banco Santander S.A. IBAN, not a real account. Paste any IBAN from Spain to check it.
Bank Details
Payments it can receive
Banco Santander S.A.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN Format at Banco Santander S.A.
IBANs at Banco Santander S.A. follow the Spain standard: 24 characters starting with ES.
Illustrative Banco Santander S.A. IBAN (sample account, not a real one):
Grouped example:
ES57 0049 0418 9502 0005 1332
Other Spain Banks
Spain IBAN format →Frequently Asked Questions
What is Banco Santander S.A.'s BIC (SWIFT code)?
BSCHESMM. Written with the head-office branch code it is BSCHESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What is Banco Santander S.A.'s bank code?
0049. It is the bank code in positions 5 to 8 of an IBAN from Spain. The Registro de entidades lists it.
How long are Banco Santander S.A. IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits, 0049 for Banco Santander S.A.), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to Banco Santander S.A.?
Yes. The European Payments Council lists Banco Santander S.A. in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Banco Santander S.A. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 30 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Banco Santander S.A.'s registered office?
Paseo de Pereda 9-12, 39004 Santander, according to GLEIF.