What is the IBAN format for Poland?

The Poland IBAN is 28 characters long and starts with the country code PL followed by 2 check digits and the BBAN (Basic Bank Account Number). Poland is a SEPA member, so euro transfers can be sent as low-cost SEPA Credit Transfers.

How long is a Poland IBAN?

A Poland IBAN is exactly 28 characters long. This fixed length is defined by the ISO 13616 standard and is the same for all Poland bank accounts.

What does a Poland IBAN look like?

A valid Poland IBAN always starts with PL, followed by 2 check digits, then the BBAN fields specific to Poland. Example: PL61109010140000071219812874 This is a test IBAN for format illustration only.

Is Poland part of the SEPA zone?

Yes, Poland is a SEPA (Single Euro Payments Area) member. This means euro transfers within the SEPA zone can be sent as fast, low-cost SEPA Credit Transfers using the Poland IBAN.

What currency does Poland use?

Poland uses Polish Złoty (PLN).

IBAN Format

✓ SEPA Member

🇵🇱 Poland IBAN Format

28 characters · Polish Złoty (PLN) · SEPA + SWIFT

Example IBAN

P

L

Country

Check Digits

Bank/Branch Code

Account No.

Grouped Example

PL61 1090 1014 0000 0712 1981 2874

Format String

PLkk nnnn nnnn nnnn nnnn nnnn nnnn

k=check · n=digit · A=letter · c=alphanumeric

Field Breakdown

Country Code

2 charsISO 3166-1 alpha-2 country code (PL)

Check Digits

2 charsMOD-97-10 check digits per ISO 13616

Bank/Branch Code

8 digits8-digit routing number (NRBP)

Account No.

16 digits16-digit account number

Country Details

Country🇵🇱 Poland

Country code (ISO 3166-1)PL

IBAN length28 characters

CurrencyPolish Złoty (PLN)

SEPA memberYes

SWIFT transfersYes

Transfer networkSEPA + SWIFT

Validate a Poland IBAN

Enter any PL IBAN for MOD-97 check digit verification and bank lookup.

Valid IBAN· Santander Bank Polska, Warsaw

Poland Banks in SWIFT Directory

Warsaw

Warsaw

Katowice

Alior Bank (former Bank BPH branches)

Warsaw

ALBPPLPW

Santander Bank Polska

Warsaw

WBKPPLPP

In-depth guide

Poland IBAN Format Guide

Read guide →

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Frequently Asked Questions

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