🇵🇱 Poland
✓ SEPA MemberPKO Bank Polski IBAN Format & BIC Code
PKO Bank Polski's BIC is BPKOPLPW. It holds 2 bank codes (Bank/Branch Code), 102 among them; an IBAN at PKO Bank Polski carries its code in positions 5 to 7. Its IBANs are 28 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from PKO Bank Polski
Prefilled with an illustrative PKO Bank Polski IBAN, not a real account. Paste any IBAN from Poland to check it.
Bank Details
Payments it can receive
PKO Bank Polski's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at PKO Bank Polski?
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IBAN Format at PKO Bank Polski
IBANs at PKO Bank Polski follow the Poland standard: 28 characters starting with PL.
Illustrative PKO Bank Polski IBAN (sample account, not a real one):
Grouped example:
PL25 1020 1013 0000 0712 1981 2874
Other Poland Banks
Poland IBAN format →Frequently Asked Questions
What is PKO Bank Polski's BIC (SWIFT code)?
BPKOPLPW. Written with the head-office branch code it is BPKOPLPWXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What is PKO Bank Polski's bank code (Bank/Branch Code)?
PKO Bank Polski holds 2 of them; 102 is one. The code sits in positions 5 to 7 of an IBAN from Poland, so the IBAN itself shows which one an account uses. The NBP EWIB lists every one.
How long are PKO Bank Polski IBANs?
28 characters, like every IBAN from Poland: the country code PL, two check digits, the bank/branch code (8 digits) and the account number (16 digits).
Can I send an instant transfer to PKO Bank Polski?
Yes. The European Payments Council lists PKO Bank Polski in SEPA Instant Credit Transfer since 1 December 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does PKO Bank Polski confirm the payee's name?
Yes. It answers Verification of Payee requests (since 1 September 2026), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is PKO Bank Polski's registered office?
WARSZAWA Świętokrzyska 36, 00-116 Warszawa, according to GLEIF.