🇵🇹 Portugal
✓ SEPA MemberUniverso IME, S.A. IBAN Format & BIC Code
Universo IME, S.A.'s BIC is SONVPTP1. Its IBANs are 25 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Universo IME, S.A.
Paste an IBAN from Portugal to check its check digits and see which bank it belongs to.
Bank Details
Payments it can receive
Universo IME, S.A.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN Format at Universo IME, S.A.
IBANs at Universo IME, S.A. follow the Portugal standard: 25 characters starting with PT.
Example structure (generic Portugal format, not a Universo IME, S.A. account):
Grouped example:
PT50 0002 0123 1234 5678 9015 4
Other Portugal Banks
Portugal IBAN format →Frequently Asked Questions
What is Universo IME, S.A.'s BIC (SWIFT code)?
SONVPTP1. Written with the head-office branch code it is SONVPTP1XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
How long are Universo IME, S.A. IBANs?
25 characters, like every IBAN from Portugal: the country code PT, two check digits, the bank code (4 digits), the branch code (4 digits), the account number (11 digits) and the check (2 digits).
Can I send an instant transfer to Universo IME, S.A.?
Yes. The European Payments Council lists Universo IME, S.A. in SEPA Instant Credit Transfer since 4 September 2023, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Universo IME, S.A. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 6 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Universo IME, S.A.'s registered office?
Lugar do Espido, Via Norte, 4470-756 Maia, according to GLEIF. The European Payments Council lists Lugar do Espido, Via Norte, Maia as its address.