SWIFT / BIC Code
SONVPTP1
Universo IME, S.A.
SONVPTP1 is the BIC (SWIFT code) of Universo IME, S.A., registered in Maia. Its IBANs are 25 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Universo IME, S.A.
Paste an IBAN from Portugal to check its check digits and see which bank it belongs to.
BIC Breakdown
SONV: institution identifier (4 letters)
PT: country code per ISO 3166-1
P1: location code (city / timezone)
Bank Details
Payments it can receive
Universo IME, S.A.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Universo IME, S.A.?
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IBAN format for 🇵🇹 Portugal
Portugal IBANs are 25 characters long.
Frequently Asked Questions
What is the SWIFT code for Universo IME, S.A.?
SONVPTP1. Written with the head-office branch code it is SONVPTP1XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SONVPTP1 mean?
"SONV" identifies Universo IME, S.A., "PT" is the country code for Portugal, "P1" is the location code.
How long are Universo IME, S.A. IBANs?
25 characters, like every IBAN from Portugal: the country code PT, two check digits, the bank code (4 digits), the branch code (4 digits), the account number (11 digits) and the check (2 digits).
Can I send an instant transfer to Universo IME, S.A.?
Yes. The European Payments Council lists Universo IME, S.A. in SEPA Instant Credit Transfer since 4 September 2023, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Universo IME, S.A. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 6 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Universo IME, S.A.'s registered office?
Lugar do Espido, Via Norte, 4470-756 Maia, according to GLEIF. The European Payments Council lists Lugar do Espido, Via Norte, Maia as its address.