SWIFT / BIC Code
BAIPPTPL
Banco BAI Europa S.A.
BAIPPTPL is the BIC (SWIFT code) of Banco BAI Europa S.A., based in Lisbon. Its IBANs are 25 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Banco BAI Europa S.A.
Paste an IBAN from Portugal to check its check digits and see which bank it belongs to.
BIC Breakdown
BAIP: institution identifier (4 letters)
PT: country code per ISO 3166-1
PL: location code (city / timezone)
Bank Details
Payments it can receive
Banco BAI Europa S.A.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇵🇹 Portugal
Portugal IBANs are 25 characters long.
Frequently Asked Questions
What is the SWIFT code for Banco BAI Europa S.A.?
BAIPPTPL. Written with the head-office branch code it is BAIPPTPLXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does BAIPPTPL mean?
"BAIP" identifies Banco BAI Europa S.A., "PT" is the country code for Portugal, "PL" is the location code.
How long are Banco BAI Europa S.A. IBANs?
25 characters, like every IBAN from Portugal: the country code PT, two check digits, the bank code (4 digits), the branch code (4 digits), the account number (11 digits) and the check (2 digits).
Can I send an instant transfer to Banco BAI Europa S.A.?
Yes. The European Payments Council lists Banco BAI Europa S.A. in SEPA Instant Credit Transfer since 7 October 2024, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Banco BAI Europa S.A. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.