🇫🇮 Finland
✓ SEPA MemberPrivate BankS-Bank IBAN Format & BIC Code
S-Bank's BIC is SBANFIHH. It holds 2 bank codes, 36 among them; an IBAN at S-Bank carries its code in positions 5 to 6. Its IBANs are 18 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from S-Bank
Paste an IBAN from Finland to check its check digits and see which bank it belongs to.
Bank Details
Payments it can receive
S-Bank's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at S-Bank?
Wise shows the exchange rate and its fee before you send.
Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works
IBAN Format at S-Bank
IBANs at S-Bank follow the Finland standard: 18 characters starting with FI.
Example structure (generic Finland format, not a S-Bank account):
Grouped example:
FI21 1234 5600 0007 85
Other Finland Banks
Finland IBAN format →Helsinki
Helsinki
Frequently Asked Questions
What is S-Bank's BIC (SWIFT code)?
SBANFIHH. Written with the head-office branch code it is SBANFIHHXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What is S-Bank's bank code?
S-Bank holds 2 of them; 36 is one. The code sits in positions 5 to 6 of an IBAN from Finland, so the IBAN itself shows which one an account uses.
How long are S-Bank IBANs?
18 characters, like every IBAN from Finland: the country code FI, two check digits, the bank code (3 digits) and the account number (11 digits).
Can I send an instant transfer to S-Bank?
Yes. The European Payments Council lists S-Bank in SEPA Instant Credit Transfer since 10 February 2022, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does S-Bank confirm the payee's name?
Yes. It answers Verification of Payee requests (since 3 August 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is S-Bank's registered office?
PL 77, FI-00088 S-Ryhmä, according to GLEIF.