SWIFT / BIC Code
IVPYFIH2
Ivy Pay Oy
IVPYFIH2 is the BIC (SWIFT code) of Ivy Pay Oy, registered in Helsinki. Its bank code is 792, the code an IBAN at Ivy Pay Oy carries in positions 5 to 7. Its IBANs are 18 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Ivy Pay Oy
Prefilled with an illustrative Ivy Pay Oy IBAN, not a real account. Paste any IBAN from Finland to check it.
BIC Breakdown
IVPY: institution identifier (4 letters)
FI: country code per ISO 3166-1
H2: location code (city / timezone)
Bank Details
Payments it can receive
Ivy Pay Oy's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Part of Ivy GmbH
Ivy Pay Oy is registered in Finland but belongs to Ivy GmbH, a banking group based in Germany.
Sending money to an account at Ivy Pay Oy?
Wise shows the exchange rate and its fee before you send.
Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works
IBAN format for 🇫🇮 Finland
Finland IBANs are 18 characters long.
Frequently Asked Questions
What is the SWIFT code for Ivy Pay Oy?
IVPYFIH2. Written with the head-office branch code it is IVPYFIH2XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does IVPYFIH2 mean?
"IVPY" identifies Ivy Pay Oy, "FI" is the country code for Finland, "H2" is the location code.
What is Ivy Pay Oy's bank code?
792. It is the bank code in positions 5 to 7 of an IBAN from Finland.
How long are Ivy Pay Oy IBANs?
18 characters, like every IBAN from Finland: the country code FI, two check digits, the bank code (3 digits, 792 for Ivy Pay Oy) and the account number (11 digits).
Can I send an instant transfer to Ivy Pay Oy?
Yes. The European Payments Council lists Ivy Pay Oy in SEPA Instant Credit Transfer since 2 February 2026, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Ivy Pay Oy confirm the payee's name?
Yes. It answers Verification of Payee requests (since 10 February 2026), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Ivy Pay Oy's registered office?
Erottajankatu 15-17 lh. 308, FI-00130 Helsinki, according to GLEIF. The European Payments Council lists Erottajankatu 15–17 A LH 308, Helsinki as its address.
Who owns Ivy Pay Oy?
Ivy Pay Oy is owned by Ivy GmbH, a banking group based in Germany. Ivy Pay Oy is registered in Finland as a local entity, while its ultimate ownership sits with the parent group in Germany.