🇱🇹 Lithuania
✓ SEPA MemberRATO bankas IBAN Format & BIC Code
RATO bankas's BIC is VRKULT21. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from RATO bankas
Paste an IBAN from Lithuania to check its check digits and see which bank it belongs to.
Bank Details
Payments it can receive
RATO bankas's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at RATO bankas?
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IBAN Format at RATO bankas
IBANs at RATO bankas follow the Lithuania standard: 20 characters starting with LT.
Example structure (generic Lithuania format, not a RATO bankas account):
Grouped example:
LT12 1000 0111 0100 1000
Other Lithuania Banks
Lithuania IBAN format →Frequently Asked Questions
What is RATO bankas's BIC (SWIFT code)?
VRKULT21. Written with the head-office branch code it is VRKULT21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
How long are RATO bankas IBANs?
20 characters, like every IBAN from Lithuania: the country code LT, two check digits, the bank code (5 digits) and the account number (11 digits).
Can I send an instant transfer to RATO bankas?
Yes. The European Payments Council lists RATO bankas in SEPA Instant Credit Transfer since 1 June 2020, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does RATO bankas confirm the payee's name?
Yes. It answers Verification of Payee requests (since 6 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is RATO bankas's registered office?
J.Jasinskio 14A-105, 01112 Vilniaus R., according to GLEIF. The European Payments Council lists J.Jasinskio 14A, Vilnius as its address.