Question 1

What is the SWIFT code for Rato kredito unija?

Accepted Answer

The SWIFT/BIC code for Rato kredito unija is VRKULT21. This 8-character code identifies the bank in international wire transfers and is registered with SWIFT (Society for Worldwide Interbank Financial Telecommunication).

Question 2

How do I send an international wire transfer to Rato kredito unija?

Accepted Answer

To send money internationally to Rato kredito unija, provide your bank with the SWIFT/BIC code VRKULT21 (Lithuania) along with the recipient's full IBAN. Your bank will route the transfer via the SWIFT network.

Question 3

Is Rato kredito unija a SEPA member?

Accepted Answer

Yes, Rato kredito unija is a SEPA (Single Euro Payments Area) member. Euro transfers within the SEPA zone can be processed as fast, low-cost SEPA Credit Transfers using the recipient's IBAN — no SWIFT fees required for intra-SEPA payments.

Question 4

What does the BIC code VRKULT21 mean?

Accepted Answer

In the BIC code VRKULT21: "VRKU" is the institution code identifying Rato kredito unija, "LT" is the ISO 3166-1 country code for Lithuania, and "21" is the location code indicating the bank's city or timezone zone.

VRKULT21

Frequently Asked Questions