SWIFT / BIC Code
VRKULT21
RATO bankas
VRKULT21 is the BIC (SWIFT code) of RATO bankas, UAB, registered in Vilniaus R.. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from RATO bankas
Paste an IBAN from Lithuania to check its check digits and see which bank it belongs to.
BIC Breakdown
VRKU: institution identifier (4 letters)
LT: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
RATO bankas's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇱🇹 Lithuania
Lithuania IBANs are 20 characters long.
Frequently Asked Questions
What is the SWIFT code for RATO bankas?
VRKULT21. Written with the head-office branch code it is VRKULT21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does VRKULT21 mean?
"VRKU" identifies RATO bankas, "LT" is the country code for Lithuania, "21" is the location code.
How long are RATO bankas IBANs?
20 characters, like every IBAN from Lithuania: the country code LT, two check digits, the bank code (5 digits) and the account number (11 digits).
Can I send an instant transfer to RATO bankas?
Yes. The European Payments Council lists RATO bankas in SEPA Instant Credit Transfer since 1 June 2020, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does RATO bankas confirm the payee's name?
Yes. It answers Verification of Payee requests (since 6 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is RATO bankas's registered office?
J.Jasinskio 14A-105, 01112 Vilniaus R., according to GLEIF. The European Payments Council lists J.Jasinskio 14A, Vilnius as its address.