SWIFT / BIC Code
AYGBESMM
A&G BANCO SAU
AYGBESMM is the BIC (SWIFT code) of A&G BANCO SAU, based in Madrid. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from A&G BANCO SAU
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BIC Breakdown
AYGB: institution identifier (4 letters)
ES: country code per ISO 3166-1
MM: location code (city / timezone)
Bank Details
Payments it can receive
A&G BANCO SAU's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇪🇸 Spain
Spain IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for A&G BANCO SAU?
AYGBESMM. Written with the head-office branch code it is AYGBESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does AYGBESMM mean?
"AYGB" identifies A&G BANCO SAU, "ES" is the country code for Spain, "MM" is the location code.
How long are A&G BANCO SAU IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to A&G BANCO SAU?
Yes. The European Payments Council lists A&G BANCO SAU in SEPA Instant Credit Transfer since 4 November 2024, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does A&G BANCO SAU confirm the payee's name?
Yes. It answers Verification of Payee requests (since 11 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.