🇪🇸 Spain

✓ SEPA Member

BANCO PICHINCHA ESPANA IBAN Format & BIC Code

BANCO PICHINCHA ESPANA's BIC is PICHESMM. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.

Check an IBAN from BANCO PICHINCHA ESPANA

Paste an IBAN from Spain to check its check digits and see which bank it belongs to.

ES

Bank Details

Legal nameBANCO PICHINCHA ESPANAEPC register of participants
Registered officeLagasca 4, 28001 MadridGLEIF
Address in the EPC registerCalle Serrano, 28 Floor 1, C y D, MadridEPC register of participants
LEI95980020140005952097GLEIF
Official websitebancopichincha.es ↗
Country🇪🇸 Spain

Payments it can receive

BANCO PICHINCHA ESPANA's participation in the European payment schemes, from the EPC register of participants.

SEPA Credit TransferYes, since 1 November 2010
SEPA Instant Credit TransferYes, since 21 November 2017
SEPA Direct Debit CoreYes, since 1 November 2010
SEPA Direct Debit B2BYes, since 1 November 2010
Verification of PayeeAnswers name checks, since 30 September 2025

Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.

Sending money to an account at BANCO PICHINCHA ESPANA?

Wise shows the exchange rate and its fee before you send.

Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works

IBAN Format at BANCO PICHINCHA ESPANA

IBANs at BANCO PICHINCHA ESPANA follow the Spain standard: 24 characters starting with ES.

Example structure (generic Spain format, not a BANCO PICHINCHA ESPANA account):

E
S
9
1
2
1
0
0
0
4
1
8
4
5
0
2
0
0
0
5
1
3
3
2
Country
Check Digits
Bank Code
Branch Code
Check Digits
Account No.

Grouped example:

ES91 2100 0418 4502 0005 1332

Frequently Asked Questions

What is BANCO PICHINCHA ESPANA's BIC (SWIFT code)?

PICHESMM. Written with the head-office branch code it is PICHESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.

How long are BANCO PICHINCHA ESPANA IBANs?

24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).

Can I send an instant transfer to BANCO PICHINCHA ESPANA?

Yes. The European Payments Council lists BANCO PICHINCHA ESPANA in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.

Does BANCO PICHINCHA ESPANA confirm the payee's name?

Yes. It answers Verification of Payee requests (since 30 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.

Where is BANCO PICHINCHA ESPANA's registered office?

Lagasca 4, 28001 Madrid, according to GLEIF. The European Payments Council lists Calle Serrano, 28 Floor 1, C y D, Madrid as its address.