SWIFT / BIC Code
PICHESMM
BANCO PICHINCHA ESPANA
PICHESMM is the BIC (SWIFT code) of BANCO PICHINCHA ESPANA, registered in Madrid. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from BANCO PICHINCHA ESPANA
Paste an IBAN from Spain to check its check digits and see which bank it belongs to.
BIC Breakdown
PICH: institution identifier (4 letters)
ES: country code per ISO 3166-1
MM: location code (city / timezone)
Bank Details
Payments it can receive
BANCO PICHINCHA ESPANA's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at BANCO PICHINCHA ESPANA?
Wise shows the exchange rate and its fee before you send.
Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works
IBAN format for 🇪🇸 Spain
Spain IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for BANCO PICHINCHA ESPANA?
PICHESMM. Written with the head-office branch code it is PICHESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does PICHESMM mean?
"PICH" identifies BANCO PICHINCHA ESPANA, "ES" is the country code for Spain, "MM" is the location code.
How long are BANCO PICHINCHA ESPANA IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to BANCO PICHINCHA ESPANA?
Yes. The European Payments Council lists BANCO PICHINCHA ESPANA in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does BANCO PICHINCHA ESPANA confirm the payee's name?
Yes. It answers Verification of Payee requests (since 30 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is BANCO PICHINCHA ESPANA's registered office?
Lagasca 4, 28001 Madrid, according to GLEIF. The European Payments Council lists Calle Serrano, 28 Floor 1, C y D, Madrid as its address.