How do I find my ADIB IBAN?

Your Abu Dhabi Islamic Bank (ADIB) IBAN starts with AE, followed by 2 check digits, the bank code 050, and your 16-digit account number. You can build it here by entering 050 as the bank code plus your account number, or find it directly in the ADIB mobile app under account details and on your bank statement.

What is the UAE IBAN format?

A UAE (AE) IBAN is exactly 23 characters: AE + 2 check digits (MOD-97) + 3-digit bank code + 16-digit account number. The UAE Central Bank made IBANs mandatory for all transfers in 2011.

How do I convert a UAE bank account number to IBAN?

Take your bank's 3-digit code and your account number, then combine: AE + 2 check digits (calculated with MOD-97) + the 3-digit bank code + the 16-digit account number, zero-padded on the left if shorter. This tool does the calculation for you.

How long is a UAE IBAN?

A UAE IBAN is always exactly 23 characters long: AE (2) + check digits (2) + bank code (3) + account number (16) = 23 characters.

UAE Bank Account to IBAN Converter

Enter your UAE bank code and account number to build a valid AE IBAN instantly. Works for ADIB, FAB, Emirates NBD, ADCB, Dubai Islamic Bank, Mashreq, and every other UAE bank. Free, no registration required.

Bank Code

Account Number

Up to 16 digits (zero-padded automatically)

Common UAE bank codes

Code	Bank
050	Abu Dhabi Islamic Bank (ADIB)
035	First Abu Dhabi Bank (FAB)
026	Emirates NBD
003	Abu Dhabi Commercial Bank (ADCB)
024	Dubai Islamic Bank
033	Mashreq Bank
034	Emirates Islamic Bank
023	Commercial Bank of Dubai (CBD)
040	Rakbank
041	Sharjah Islamic Bank
044	Standard Chartered (UAE)
021	Citibank (UAE)
020	HSBC Bank Middle East

The 3-digit bank code is the first 3 digits after the AE check digits. Find it on your bank statement, in your banking app, or in the table above.

What Is a UAE IBAN (AE IBAN)?

The United Arab Emirates adopted the IBAN standard under ISO 13616 in 2011, when the UAE Central Bank made it mandatory for all domestic and international transfers. A UAE IBAN is always 23 characters long and encodes the 3-digit bank code and your 16-digit account number alongside two MOD-97 check digits.

Whether you bank with ADIB, FAB, Emirates NBD, or any other UAE institution, the IBAN structure is identical, only the 3-digit bank code changes.

UAE IBAN Format

An AE IBAN always has exactly 23 characters:

AE kk BBB AAAAAAAAAAAAAAAA

AE              — country code (United Arab Emirates)
kk              — 2 check digits (MOD-97)
BBB             — 3-digit bank code
AAAAAAAAAAAAAAAA — 16-digit account number

Example: AE07 0331 2345 6789 0123 456

AE — United Arab Emirates
07 — IBAN check digits
033 — bank code (Mashreq Bank)
1234567890123456 — 16-digit account number

Finding Your ADIB IBAN (and Other UAE Banks)

Many people search for an ADIB IBAN finder or want to build their Abu Dhabi Islamic Bank IBAN from an account number. The bank code for ADIB is 050. Enter 050 plus your account number in the converter above to generate it. Common UAE bank codes:

050 — Abu Dhabi Islamic Bank (ADIB)
035 — First Abu Dhabi Bank (FAB)
026 — Emirates NBD
003 — Abu Dhabi Commercial Bank (ADCB)
024 — Dubai Islamic Bank
033 — Mashreq Bank

You can also find your IBAN directly in your bank's mobile app (under account details), on your bank statement, or in your online banking portal. For the full breakdown of the AE format and every bank code, see our UAE IBAN format reference and the in-depth UAE IBAN format guide.

Verify Your Generated IBAN

Once you have generated your AE IBAN above, confirm the check digits and structure with the ibanchecker.cash IBAN checker. If an IBAN ever comes back invalid, our invalid IBAN error guide explains every common cause and fix.

Last updated: June 2026