SWIFT / BIC Code
WACIIE21
Journi Credit Union Limited
WACIIE21 is the BIC (SWIFT code) of Journi Credit Union Limited, registered in Waterford. Its bank code is WACI, the code an IBAN at Journi Credit Union Limited carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Journi Credit Union Limited
Prefilled with an illustrative Journi Credit Union Limited IBAN, not a real account. Paste any IBAN from Ireland to check it.
BIC Breakdown
WACI: institution identifier (4 letters)
IE: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
Journi Credit Union Limited's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇮🇪 Ireland
Ireland IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for Journi Credit Union Limited?
WACIIE21. Written with the head-office branch code it is WACIIE21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does WACIIE21 mean?
"WACI" identifies Journi Credit Union Limited, "IE" is the country code for Ireland, "21" is the location code.
What is Journi Credit Union Limited's bank code?
WACI. It is the bank code in positions 5 to 8 of an IBAN from Ireland. The BIC Derivation Rules for Ireland lists it.
How long are Journi Credit Union Limited IBANs?
22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, WACI for Journi Credit Union Limited), the sort code (6 digits) and the account number (8 digits).
Can I send an instant transfer to Journi Credit Union Limited?
Yes. The European Payments Council lists Journi Credit Union Limited in SEPA Instant Credit Transfer since 9 January 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Journi Credit Union Limited confirm the payee's name?
Yes. It answers Verification of Payee requests (since 13 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Journi Credit Union Limited's registered office?
1 Parnell Street, X91 A993 Waterford, according to GLEIF. The European Payments Council lists 1 Parnell Street, Waterford as its address.