๐Ÿ‡ฎ๐Ÿ‡ช Ireland

โœ“ SEPA Member

Journi Credit Union Limited IBAN Format & BIC Code

Journi Credit Union Limited's BIC is WACIIE21. Its bank code is WACI, the code an IBAN at Journi Credit Union Limited carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.

Check an IBAN from Journi Credit Union Limited

Prefilled with an illustrative Journi Credit Union Limited IBAN, not a real account. Paste any IBAN from Ireland to check it.

IE
Valid IBANยท Journi Credit Union Limited

Bank Details

Legal nameJourni Credit Union LimitedGLEIF
Registered office1 Parnell Street, X91 A993 WaterfordGLEIF
Address in the EPC register1 Parnell Street, WaterfordEPC register of participants
LEI635400MHAYBU7VBM7J98GLEIF
Official websitejournicu.ie โ†—
Country๐Ÿ‡ฎ๐Ÿ‡ช Ireland

Payments it can receive

Journi Credit Union Limited's participation in the European payment schemes, from the EPC register of participants.

SEPA Credit TransferYes, since 8 July 2013
SEPA Instant Credit TransferYes, since 9 January 2025
SEPA Direct Debit CoreYes, since 8 July 2013
SEPA Direct Debit B2BNot listed
Verification of PayeeAnswers name checks, since 13 September 2025

Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.

Sending money to an account at Journi Credit Union Limited?

Wise shows the exchange rate and its fee before you send.

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IBAN Format at Journi Credit Union Limited

IBANs at Journi Credit Union Limited follow the Ireland standard: 22 characters starting with IE.

Illustrative Journi Credit Union Limited IBAN (sample account, not a real one):

I
E
6
8
W
A
C
I
9
3
1
1
5
2
1
2
3
4
5
6
7
8
Country
Check Digits
Bank Code
Sort Code
Account No.

Grouped example:

IE68 WACI 9311 5212 3456 78

Frequently Asked Questions

What is Journi Credit Union Limited's BIC (SWIFT code)?

WACIIE21. Written with the head-office branch code it is WACIIE21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.

What is Journi Credit Union Limited's bank code?

WACI. It is the bank code in positions 5 to 8 of an IBAN from Ireland. The BIC Derivation Rules for Ireland lists it.

How long are Journi Credit Union Limited IBANs?

22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, WACI for Journi Credit Union Limited), the sort code (6 digits) and the account number (8 digits).

Can I send an instant transfer to Journi Credit Union Limited?

Yes. The European Payments Council lists Journi Credit Union Limited in SEPA Instant Credit Transfer since 9 January 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.

Does Journi Credit Union Limited confirm the payee's name?

Yes. It answers Verification of Payee requests (since 13 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.

Where is Journi Credit Union Limited's registered office?

1 Parnell Street, X91 A993 Waterford, according to GLEIF. The European Payments Council lists 1 Parnell Street, Waterford as its address.