SWIFT / BIC Code
VBVZHR22
J&T banka d.d.
VBVZHR22 is the BIC (SWIFT code) of J&T banka d.d., registered in Varaždin. Its IBANs are 21 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from J&T banka d.d.
Paste an IBAN from Croatia to check its check digits and see which bank it belongs to.
BIC Breakdown
VBVZ: institution identifier (4 letters)
HR: country code per ISO 3166-1
22: location code (city / timezone)
Bank Details
Payments it can receive
J&T banka d.d.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at J&T banka d.d.?
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IBAN format for 🇭🇷 Croatia
Croatia IBANs are 21 characters long.
Frequently Asked Questions
What is the SWIFT code for J&T banka d.d.?
VBVZHR22. Written with the head-office branch code it is VBVZHR22XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does VBVZHR22 mean?
"VBVZ" identifies J&T banka d.d., "HR" is the country code for Croatia, "22" is the location code.
How long are J&T banka d.d. IBANs?
21 characters, like every IBAN from Croatia: the country code HR, two check digits, the bank code (7 digits) and the account number (10 digits).
Can I send an instant transfer to J&T banka d.d.?
Yes. The European Payments Council lists J&T banka d.d. in SEPA Instant Credit Transfer since 6 January 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does J&T banka d.d. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 8 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is J&T banka d.d.'s registered office?
Hallerova Aleja 6 e, 42000 Varaždin, according to GLEIF. The European Payments Council lists Međimurska ulica 28, Varazdin as its address.