🇭🇷 Croatia
✓ SEPA MemberJ&T banka d.d. IBAN Format & BIC Code
J&T banka d.d.'s BIC is VBVZHR22. Its IBANs are 21 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from J&T banka d.d.
Paste an IBAN from Croatia to check its check digits and see which bank it belongs to.
Bank Details
Payments it can receive
J&T banka d.d.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN Format at J&T banka d.d.
IBANs at J&T banka d.d. follow the Croatia standard: 21 characters starting with HR.
Example structure (generic Croatia format, not a J&T banka d.d. account):
Grouped example:
HR12 1001 0051 8630 0016 0
Other Croatia Banks
Croatia IBAN format →Frequently Asked Questions
What is J&T banka d.d.'s BIC (SWIFT code)?
VBVZHR22. Written with the head-office branch code it is VBVZHR22XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
How long are J&T banka d.d. IBANs?
21 characters, like every IBAN from Croatia: the country code HR, two check digits, the bank code (7 digits) and the account number (10 digits).
Can I send an instant transfer to J&T banka d.d.?
Yes. The European Payments Council lists J&T banka d.d. in SEPA Instant Credit Transfer since 6 January 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does J&T banka d.d. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 8 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is J&T banka d.d.'s registered office?
Hallerova Aleja 6 e, 42000 Varaždin, according to GLEIF. The European Payments Council lists Međimurska ulica 28, Varazdin as its address.