SWIFT / BIC Code
UNCRBGSF
SEPA MemberUniCredit Bulbank
UNCRBGSF is the BIC (SWIFT code) of UniCredit Bulbank AD, registered in Sofia. Its bank code is UNCR, the code an IBAN at UniCredit Bulbank carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers.
Check an IBAN from UniCredit Bulbank
Prefilled with an illustrative UniCredit Bulbank IBAN, not a real account. Paste any IBAN from Bulgaria to check it.
BIC Breakdown
UNCR: institution identifier (4 letters)
BG: country code per ISO 3166-1
SF: location code (city / timezone)
Bank Details
Payments it can receive
UniCredit Bulbank's participation in the European payment schemes, from the EPC register of participants.
Part of UniCredit S.p.A.
UniCredit Bulbank is registered in Bulgaria but belongs to UniCredit S.p.A., a banking group based in Italy.
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IBAN format for 🇧🇬 Bulgaria
Bulgaria IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for UniCredit Bulbank?
UNCRBGSF. Written with the head-office branch code it is UNCRBGSFXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does UNCRBGSF mean?
"UNCR" identifies UniCredit Bulbank, "BG" is the country code for Bulgaria, "SF" is the location code.
What is UniCredit Bulbank's bank code?
UNCR. It is the bank code in positions 5 to 8 of an IBAN from Bulgaria.
How long are UniCredit Bulbank IBANs?
22 characters, like every IBAN from Bulgaria: the country code BG, two check digits, the bank code (swift) (4 letters, UNCR for UniCredit Bulbank), the branch code (4 digits), the account type (2 digits) and the account number (8 characters).
Can I send an instant transfer to UniCredit Bulbank?
Yes. The European Payments Council lists UniCredit Bulbank in SEPA Instant Credit Transfer since 3 November 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Where is UniCredit Bulbank's registered office?
7 Sveta Nedelya SQ, 1000 Sofia, according to GLEIF. The European Payments Council lists 7, Sveta Nedelya Square, Sofia as its address.
Who owns UniCredit Bulbank?
UniCredit Bulbank is owned by UniCredit S.p.A., a banking group based in Italy. UniCredit Bulbank is registered in Bulgaria as a local entity, while its ultimate ownership sits with the parent group in Italy.