SWIFT / BIC Code
UCJAES2M
SEPA MemberUnicaja Banco SA
UCJAES2M is the BIC (SWIFT code) of Unicaja Banco SA, registered in Málaga. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Unicaja Banco SA
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BIC Breakdown
UCJA: institution identifier (4 letters)
ES: country code per ISO 3166-1
2M: location code (city / timezone)
Bank Details
Payments it can receive
Unicaja Banco SA's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇪🇸 Spain
Spain IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for Unicaja Banco SA?
UCJAES2M. Written with the head-office branch code it is UCJAES2MXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does UCJAES2M mean?
"UCJA" identifies Unicaja Banco SA, "ES" is the country code for Spain, "2M" is the location code.
How long are Unicaja Banco SA IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to Unicaja Banco SA?
Yes. The European Payments Council lists Unicaja Banco SA in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Unicaja Banco SA confirm the payee's name?
Yes. It answers Verification of Payee requests (since 30 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Unicaja Banco SA's registered office?
Avda. de Andalucia 10, 29007 Málaga, according to GLEIF. The European Payments Council lists Avenida de Andalucia 10-12, Malaga as its address.