SWIFT / BIC Code
TOTAPTPL
SEPA MemberSantander Portugal
TOTAPTPL is the BIC (SWIFT code) of Banco Santander Totta SA, registered in Lisbon. Its bank code is 0018, the code an IBAN at Santander Portugal carries in positions 5 to 8. Its IBANs are 25 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Santander Portugal
Prefilled with an illustrative Santander Portugal IBAN, not a real account. Paste any IBAN from Portugal to check it.
BIC Breakdown
TOTA: institution identifier (4 letters)
PT: country code per ISO 3166-1
PL: location code (city / timezone)
Bank Details
Payments it can receive
Santander Portugal's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Part of Banco Santander S.A.
Santander Portugal is registered in Portugal but belongs to Banco Santander S.A., a banking group based in Spain.
Sending money to an account at Santander Portugal?
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IBAN format for 🇵🇹 Portugal
Portugal IBANs are 25 characters long.
Frequently Asked Questions
What is the SWIFT code for Santander Portugal?
TOTAPTPL. Written with the head-office branch code it is TOTAPTPLXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does TOTAPTPL mean?
"TOTA" identifies Santander Portugal, "PT" is the country code for Portugal, "PL" is the location code.
What is Santander Portugal's bank code?
0018. It is the bank code in positions 5 to 8 of an IBAN from Portugal.
How long are Santander Portugal IBANs?
25 characters, like every IBAN from Portugal: the country code PT, two check digits, the bank code (4 digits, 0018 for Santander Portugal), the branch code (4 digits), the account number (11 digits) and the check (2 digits).
Can I send an instant transfer to Santander Portugal?
Yes. The European Payments Council lists Santander Portugal in SEPA Instant Credit Transfer since 5 June 2018, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Santander Portugal confirm the payee's name?
Yes. It answers Verification of Payee requests (since 9 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Santander Portugal's registered office?
Rua do Ouro, 88, Santa Maria Maior, 1100-053 Lisbon, according to GLEIF. The European Payments Council lists Rua do Ouro, n. 88, Lisbon as its address.
Who owns Santander Portugal?
Santander Portugal is owned by Banco Santander S.A., a banking group based in Spain. Santander Portugal is registered in Portugal as a local entity, while its ultimate ownership sits with the parent group in Spain.