SWIFT / BIC Code
SPMHDE3E
Sparkasse Mülheim an der Ruhr
SPMHDE3E is the BIC (SWIFT code) of Sparkasse Mülheim an der Ruhr, registered in Mülheim an der Ruhr. Its bank code (BLZ) is 36250000, the code an IBAN at Sparkasse Mülheim an der Ruhr carries in positions 5 to 12. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Sparkasse Mülheim an der Ruhr
Prefilled with an illustrative Sparkasse Mülheim an der Ruhr IBAN, not a real account. Paste any IBAN from Germany to check it.
BIC Breakdown
SPMH: institution identifier (4 letters)
DE: country code per ISO 3166-1
3E: location code (city / timezone)
Bank Details
Payments it can receive
Sparkasse Mülheim an der Ruhr's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇩🇪 Germany
Germany IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for Sparkasse Mülheim an der Ruhr?
SPMHDE3E. Written with the head-office branch code it is SPMHDE3EXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SPMHDE3E mean?
"SPMH" identifies Sparkasse Mülheim an der Ruhr, "DE" is the country code for Germany, "3E" is the location code.
What is Sparkasse Mülheim an der Ruhr's bank code (BLZ)?
36250000. It is the bank code in positions 5 to 12 of an IBAN from Germany. The Bundesbank Bankleitzahlen lists it.
How long are Sparkasse Mülheim an der Ruhr IBANs?
22 characters, like every IBAN from Germany: the country code DE, two check digits, the BLZ (8 digits, 36250000 for Sparkasse Mülheim an der Ruhr) and the account number (10 digits).
Can I send an instant transfer to Sparkasse Mülheim an der Ruhr?
Yes. The European Payments Council lists Sparkasse Mülheim an der Ruhr in SEPA Instant Credit Transfer since 10 July 2018, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Sparkasse Mülheim an der Ruhr confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Sparkasse Mülheim an der Ruhr's registered office?
Berliner Platz 1, 45466 Mülheim an der Ruhr, according to GLEIF.