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🇩🇪 Germany

✓ SEPA Member

Sparkasse Muelheim an der Ruhr IBAN Format & BIC Code

Find the official BIC/SWIFT code for Sparkasse Muelheim an der Ruhr, understand the Germany IBAN format used for all Sparkasse Muelheim an der Ruhr accounts, and validate any IBAN instantly.

Bank Details

Full nameSparkasse Muelheim an der Ruhr
BIC / SWIFT codeSPMHDE3E
Country🇩🇪 Germany
SEPA memberYes
Transfer networkSEPA + SWIFT

IBAN Format at Sparkasse Muelheim an der Ruhr

IBANs at Sparkasse Muelheim an der Ruhr follow the Germany standard: 22 characters starting with DE.

Example structure (generic Germany format, not a Sparkasse Muelheim an der Ruhr account):

D
E
8
9
3
7
0
4
0
0
4
4
0
5
3
2
0
1
3
0
0
0
Country
Check Digits
BLZ
Account No.

Grouped example:

DE89 3704 0044 0532 0130 00

IBAN Field Breakdown

Country Code
2 charsISO 3166-1 alpha-2 country code (DE)
Check Digits
2 charsMOD-97-10 check digits per ISO 13616
BLZ
8 digits8-digit Bankleitzahl (bank routing code)
Account No.
10 digits10-digit account number

How to Find Your Sparkasse Muelheim an der Ruhr IBAN

1

Mobile or online banking

Log in to your Sparkasse Muelheim an der Ruhr account and navigate to account details. Your IBAN is usually shown on the main account overview page.

2

Bank statement

Your full IBAN appears on any official account statement — typically at the top alongside the account name.

3

Debit card / welcome letter

Sparkasse Muelheim an der Ruhr may include your IBAN in your account welcome pack or on any correspondence.

4

Call or visit the bank

Contact Sparkasse Muelheim an der Ruhr customer service or visit a branch with valid photo ID to obtain your IBAN.

Validate a Sparkasse Muelheim an der Ruhr IBAN

Enter any DE IBAN — MOD-97 check digit verification + bank lookup.

DE

Other Germany Banks

Germany IBAN format →
PBNKDEFF
NTSBDEB1
BHFBDEFF
BEVODEBB
← All banks🇩🇪 Full Germany IBAN format →SPMHDE3E SWIFT profile →