SWIFT / BIC Code
SMBCDEFF
SMBC Bank EU AG
SMBCDEFF is the BIC (SWIFT code) of SMBC Bank EU AG, registered in Frankfurt am Main. Its bank code (BLZ) is 50510300, the code an IBAN at SMBC Bank EU AG carries in positions 5 to 12. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from SMBC Bank EU AG
Prefilled with an illustrative SMBC Bank EU AG IBAN, not a real account. Paste any IBAN from Germany to check it.
BIC Breakdown
SMBC: institution identifier (4 letters)
DE: country code per ISO 3166-1
FF: location code (city / timezone)
Bank Details
Payments it can receive
SMBC Bank EU AG's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Part of Sumitomo Mitsui Financial Group, Inc.
SMBC Bank EU AG is registered in Germany but belongs to Sumitomo Mitsui Financial Group, Inc., a banking group based in Japan.
Sending money to an account at SMBC Bank EU AG?
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IBAN format for 🇩🇪 Germany
Germany IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for SMBC Bank EU AG?
SMBCDEFF. Written with the head-office branch code it is SMBCDEFFXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SMBCDEFF mean?
"SMBC" identifies SMBC Bank EU AG, "DE" is the country code for Germany, "FF" is the location code.
What is SMBC Bank EU AG's bank code (BLZ)?
50510300. It is the bank code in positions 5 to 12 of an IBAN from Germany. The Bundesbank Bankleitzahlen lists it.
How long are SMBC Bank EU AG IBANs?
22 characters, like every IBAN from Germany: the country code DE, two check digits, the BLZ (8 digits, 50510300 for SMBC Bank EU AG) and the account number (10 digits).
Can I send an instant transfer to SMBC Bank EU AG?
Yes. The European Payments Council lists SMBC Bank EU AG in SEPA Instant Credit Transfer since 7 April 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does SMBC Bank EU AG confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is SMBC Bank EU AG's registered office?
Neue Mainzer Str. 52-58, 60311 Frankfurt am Main, according to GLEIF. The European Payments Council lists Neue Meinzer Strasse 52-58, Frankfurt as its address.
Who owns SMBC Bank EU AG?
SMBC Bank EU AG is owned by Sumitomo Mitsui Financial Group, Inc., a banking group based in Japan. SMBC Bank EU AG is registered in Germany as a local entity, while its ultimate ownership sits with the parent group in Japan.