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🇩🇪 Germany

✓ SEPA Member

SMBC Bank EU AG IBAN Format & BIC Code

Find the official BIC/SWIFT code for SMBC Bank EU AG, understand the Germany IBAN format used for all SMBC Bank EU AG accounts, and validate any IBAN instantly.

Bank Details

Full nameSMBC Bank EU AG
BIC / SWIFT codeSMBCDEFF
Country🇩🇪 Germany
SEPA memberYes
Transfer networkSEPA + SWIFT

IBAN Format at SMBC Bank EU AG

IBANs at SMBC Bank EU AG follow the Germany standard: 22 characters starting with DE.

Example structure (generic Germany format, not a SMBC Bank EU AG account):

D
E
8
9
3
7
0
4
0
0
4
4
0
5
3
2
0
1
3
0
0
0
Country
Check Digits
BLZ
Account No.

Grouped example:

DE89 3704 0044 0532 0130 00

IBAN Field Breakdown

Country Code
2 charsISO 3166-1 alpha-2 country code (DE)
Check Digits
2 charsMOD-97-10 check digits per ISO 13616
BLZ
8 digits8-digit Bankleitzahl (bank routing code)
Account No.
10 digits10-digit account number

How to Find Your SMBC Bank EU AG IBAN

1

Mobile or online banking

Log in to your SMBC Bank EU AG account and navigate to account details. Your IBAN is usually shown on the main account overview page.

2

Bank statement

Your full IBAN appears on any official account statement — typically at the top alongside the account name.

3

Debit card / welcome letter

SMBC Bank EU AG may include your IBAN in your account welcome pack or on any correspondence.

4

Call or visit the bank

Contact SMBC Bank EU AG customer service or visit a branch with valid photo ID to obtain your IBAN.

Validate a SMBC Bank EU AG IBAN

Enter any DE IBAN — MOD-97 check digit verification + bank lookup.

DE