SWIFT / BIC Code
SCFBDE33
SEPA MemberSantander Consumer Bank
SCFBDE33 is the BIC (SWIFT code) of Openbank Deutschland AG, registered in Mönchengladbach. It holds 12 bank codes (BLZ), 10033300 among them; an IBAN at Santander Consumer Bank carries its code in positions 5 to 12. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Santander Consumer Bank
Prefilled with an illustrative Santander Consumer Bank IBAN, not a real account. Paste any IBAN from Germany to check it.
BIC Breakdown
SCFB: institution identifier (4 letters)
DE: country code per ISO 3166-1
33: location code (city / timezone)
Bank Details
Payments it can receive
Santander Consumer Bank's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Part of Banco Santander S.A.
Santander Consumer Bank is registered in Germany but belongs to Banco Santander S.A., a banking group based in Spain.
Sending money to an account at Santander Consumer Bank?
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IBAN format for 🇩🇪 Germany
Germany IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for Santander Consumer Bank?
SCFBDE33. Written with the head-office branch code it is SCFBDE33XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SCFBDE33 mean?
"SCFB" identifies Santander Consumer Bank, "DE" is the country code for Germany, "33" is the location code.
What is Santander Consumer Bank's bank code (BLZ)?
Santander Consumer Bank holds 12 of them; 10033300 is one. The code sits in positions 5 to 12 of an IBAN from Germany, so the IBAN itself shows which one an account uses. The Bundesbank Bankleitzahlen lists every one.
How long are Santander Consumer Bank IBANs?
22 characters, like every IBAN from Germany: the country code DE, two check digits, the BLZ (8 digits) and the account number (10 digits).
Can I send an instant transfer to Santander Consumer Bank?
Yes. The European Payments Council lists Santander Consumer Bank in SEPA Instant Credit Transfer since 7 July 2018, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Santander Consumer Bank confirm the payee's name?
Yes. It answers Verification of Payee requests (since 1 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Santander Consumer Bank's registered office?
Santander-Platz 1, 41061 Mönchengladbach, according to GLEIF. The European Payments Council lists Santander Platz 1, Moenchengladbach as its address.
Who owns Santander Consumer Bank?
Santander Consumer Bank is owned by Banco Santander S.A., a banking group based in Spain. Santander Consumer Bank is registered in Germany as a local entity, while its ultimate ownership sits with the parent group in Spain.