SWIFT / BIC Code
RDCUIE21
Heritage Credit Union
RDCUIE21 is the BIC (SWIFT code) of Heritage Credit Union Limited, registered in Dublin. Its bank code is RDCU, the code an IBAN at Heritage Credit Union carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Heritage Credit Union
Prefilled with an illustrative Heritage Credit Union IBAN, not a real account. Paste any IBAN from Ireland to check it.
BIC Breakdown
RDCU: institution identifier (4 letters)
IE: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
Heritage Credit Union's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Heritage Credit Union?
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IBAN format for 🇮🇪 Ireland
Ireland IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for Heritage Credit Union?
RDCUIE21. Written with the head-office branch code it is RDCUIE21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does RDCUIE21 mean?
"RDCU" identifies Heritage Credit Union, "IE" is the country code for Ireland, "21" is the location code.
What is Heritage Credit Union's bank code?
RDCU. It is the bank code in positions 5 to 8 of an IBAN from Ireland. The BIC Derivation Rules for Ireland lists it.
How long are Heritage Credit Union IBANs?
22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, RDCU for Heritage Credit Union), the sort code (6 digits) and the account number (8 digits).
Can I send an instant transfer to Heritage Credit Union?
Yes. The European Payments Council lists Heritage Credit Union in SEPA Instant Credit Transfer since 2 December 2024, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Heritage Credit Union confirm the payee's name?
Yes. It answers Verification of Payee requests (since 13 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Heritage Credit Union's registered office?
Main Street, Rathfarnham, D14 Y5N7 Dublin, according to GLEIF. The European Payments Council lists Credit Union House, Rathfarnham, Dublin as its address.