🇮🇪 Ireland
✓ SEPA MemberHeritage Credit Union IBAN Format & BIC Code
Heritage Credit Union's BIC is RDCUIE21. Its bank code is RDCU, the code an IBAN at Heritage Credit Union carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Heritage Credit Union
Prefilled with an illustrative Heritage Credit Union IBAN, not a real account. Paste any IBAN from Ireland to check it.
Bank Details
Payments it can receive
Heritage Credit Union's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Heritage Credit Union?
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IBAN Format at Heritage Credit Union
IBANs at Heritage Credit Union follow the Ireland standard: 22 characters starting with IE.
Illustrative Heritage Credit Union IBAN (sample account, not a real one):
Grouped example:
IE92 RDCU 9311 5212 3456 78
Other Ireland Banks
Ireland IBAN format →Frequently Asked Questions
What is Heritage Credit Union's BIC (SWIFT code)?
RDCUIE21. Written with the head-office branch code it is RDCUIE21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What is Heritage Credit Union's bank code?
RDCU. It is the bank code in positions 5 to 8 of an IBAN from Ireland. The BIC Derivation Rules for Ireland lists it.
How long are Heritage Credit Union IBANs?
22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, RDCU for Heritage Credit Union), the sort code (6 digits) and the account number (8 digits).
Can I send an instant transfer to Heritage Credit Union?
Yes. The European Payments Council lists Heritage Credit Union in SEPA Instant Credit Transfer since 2 December 2024, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Heritage Credit Union confirm the payee's name?
Yes. It answers Verification of Payee requests (since 13 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Heritage Credit Union's registered office?
Main Street, Rathfarnham, D14 Y5N7 Dublin, according to GLEIF. The European Payments Council lists Credit Union House, Rathfarnham, Dublin as its address.