SWIFT / BIC Code
OKOYFIHH
SEPA MemberOP Financial Group
OKOYFIHH is the BIC (SWIFT code) of OP Ryhmä, registered in Helsinki. Its bank code is 5, the code an IBAN at OP Financial Group carries in positions 5 to 5. Its IBANs are 18 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from OP Financial Group
Paste an IBAN from Finland to check its check digits and see which bank it belongs to.
BIC Breakdown
OKOY: institution identifier (4 letters)
FI: country code per ISO 3166-1
HH: location code (city / timezone)
Bank Details
Payments it can receive
OP Financial Group's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at OP Financial Group?
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IBAN format for 🇫🇮 Finland
Finland IBANs are 18 characters long.
Frequently Asked Questions
What is the SWIFT code for OP Financial Group?
OKOYFIHH. Written with the head-office branch code it is OKOYFIHHXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does OKOYFIHH mean?
"OKOY" identifies OP Financial Group, "FI" is the country code for Finland, "HH" is the location code.
What is OP Financial Group's bank code?
5. It is the bank code in positions 5 to 5 of an IBAN from Finland.
How long are OP Financial Group IBANs?
18 characters, like every IBAN from Finland: the country code FI, two check digits, the bank code (3 digits) and the account number (11 digits).
Can I send an instant transfer to OP Financial Group?
Yes. The European Payments Council lists OP Financial Group in SEPA Instant Credit Transfer since 9 April 2019, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does OP Financial Group confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is OP Financial Group's registered office?
Gebhardinaukio 1, 00510 Helsinki, according to GLEIF. The European Payments Council lists Gebhardinaukio 1,, Helsinki as its address.