SWIFT / BIC Code
ISKBHR2X
Istarska kreditna banka Umag d.d.
ISKBHR2X is the BIC (SWIFT code) of Istarska kreditna banka Umag d.d., based in Umag. Its IBANs are 21 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Istarska kreditna banka Umag d.d.
Paste an IBAN from Croatia to check its check digits and see which bank it belongs to.
BIC Breakdown
ISKB: institution identifier (4 letters)
HR: country code per ISO 3166-1
2X: location code (city / timezone)
Bank Details
Payments it can receive
Istarska kreditna banka Umag d.d.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Istarska kreditna banka Umag d.d.?
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IBAN format for 🇭🇷 Croatia
Croatia IBANs are 21 characters long.
Frequently Asked Questions
What is the SWIFT code for Istarska kreditna banka Umag d.d.?
ISKBHR2X. Written with the head-office branch code it is ISKBHR2XXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does ISKBHR2X mean?
"ISKB" identifies Istarska kreditna banka Umag d.d., "HR" is the country code for Croatia, "2X" is the location code.
How long are Istarska kreditna banka Umag d.d. IBANs?
21 characters, like every IBAN from Croatia: the country code HR, two check digits, the bank code (7 digits) and the account number (10 digits).
Can I send an instant transfer to Istarska kreditna banka Umag d.d.?
Yes. The European Payments Council lists Istarska kreditna banka Umag d.d. in SEPA Instant Credit Transfer since 24 June 2023, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Istarska kreditna banka Umag d.d. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.