ππ· Croatia
β SEPA MemberIstarska kreditna banka Umag d.d. IBAN Format & BIC Code
Istarska kreditna banka Umag d.d.'s BIC is ISKBHR2X. Its IBANs are 21 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Istarska kreditna banka Umag d.d.
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Bank Details
Payments it can receive
Istarska kreditna banka Umag d.d.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN Format at Istarska kreditna banka Umag d.d.
IBANs at Istarska kreditna banka Umag d.d. follow the Croatia standard: 21 characters starting with HR.
Example structure (generic Croatia format, not a Istarska kreditna banka Umag d.d. account):
Grouped example:
HR12 1001 0051 8630 0016 0
Other Croatia Banks
Croatia IBAN format βFrequently Asked Questions
What is Istarska kreditna banka Umag d.d.'s BIC (SWIFT code)?
ISKBHR2X. Written with the head-office branch code it is ISKBHR2XXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
How long are Istarska kreditna banka Umag d.d. IBANs?
21 characters, like every IBAN from Croatia: the country code HR, two check digits, the bank code (7 digits) and the account number (10 digits).
Can I send an instant transfer to Istarska kreditna banka Umag d.d.?
Yes. The European Payments Council lists Istarska kreditna banka Umag d.d. in SEPA Instant Credit Transfer since 24 June 2023, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Istarska kreditna banka Umag d.d. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.