SWIFT / BIC Code
ESBCHR22
SEPA MemberErste & Steiermärkische Bank Croatia
ESBCHR22 is the BIC (SWIFT code) of Erste & Steiermärkische Bank d.d., registered in Rijeka. Its bank code is 2402006, the code an IBAN at Erste & Steiermärkische Bank Croatia carries in positions 5 to 11. Its IBANs are 21 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Erste & Steiermärkische Bank Croatia
Prefilled with an illustrative Erste & Steiermärkische Bank Croatia IBAN, not a real account. Paste any IBAN from Croatia to check it.
BIC Breakdown
ESBC: institution identifier (4 letters)
HR: country code per ISO 3166-1
22: location code (city / timezone)
Bank Details
Payments it can receive
Erste & Steiermärkische Bank Croatia's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇭🇷 Croatia
Croatia IBANs are 21 characters long.
Frequently Asked Questions
What is the SWIFT code for Erste & Steiermärkische Bank Croatia?
ESBCHR22. Written with the head-office branch code it is ESBCHR22XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does ESBCHR22 mean?
"ESBC" identifies Erste & Steiermärkische Bank Croatia, "HR" is the country code for Croatia, "22" is the location code.
What is Erste & Steiermärkische Bank Croatia's bank code?
2402006. It is the bank code in positions 5 to 11 of an IBAN from Croatia.
How long are Erste & Steiermärkische Bank Croatia IBANs?
21 characters, like every IBAN from Croatia: the country code HR, two check digits, the bank code (7 digits, 2402006 for Erste & Steiermärkische Bank Croatia) and the account number (10 digits).
Can I send an instant transfer to Erste & Steiermärkische Bank Croatia?
Yes. The European Payments Council lists Erste & Steiermärkische Bank Croatia in SEPA Instant Credit Transfer since 7 October 2024, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Erste & Steiermärkische Bank Croatia confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Erste & Steiermärkische Bank Croatia's registered office?
Jadranski trg 3 a, 51000 Rijeka, according to GLEIF. The European Payments Council lists Jadranski Trg 3A, Rijeka as its address.