SWIFT / BIC Code
CFTEMTM1
OpenPayd Financial Services Malta Limited
CFTEMTM1 is the BIC (SWIFT code) of OpenPayd Financial Services Malta Limited, registered in ST. Julians. Its IBANs are 31 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from OpenPayd Financial Services Malta Limited
Paste an IBAN from Malta to check its check digits and see which bank it belongs to.
BIC Breakdown
CFTE: institution identifier (4 letters)
MT: country code per ISO 3166-1
M1: location code (city / timezone)
Bank Details
Payments it can receive
OpenPayd Financial Services Malta Limited's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇲🇹 Malta
Malta IBANs are 31 characters long.
Frequently Asked Questions
What is the SWIFT code for OpenPayd Financial Services Malta Limited?
CFTEMTM1. Written with the head-office branch code it is CFTEMTM1XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does CFTEMTM1 mean?
"CFTE" identifies OpenPayd Financial Services Malta Limited, "MT" is the country code for Malta, "M1" is the location code.
How long are OpenPayd Financial Services Malta Limited IBANs?
31 characters, like every IBAN from Malta: the country code MT, two check digits, the bank code (4 letters), the sort code (5 digits) and the account number (18 characters).
Can I send an instant transfer to OpenPayd Financial Services Malta Limited?
Yes. The European Payments Council lists OpenPayd Financial Services Malta Limited in SEPA Instant Credit Transfer since 16 May 2022, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does OpenPayd Financial Services Malta Limited confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is OpenPayd Financial Services Malta Limited's registered office?
122/123, Pangea, Level 5, Triq San Gorg, STJ 3204 ST. Julians, according to GLEIF. The European Payments Council lists 122-123 Pangea, Level 5, Triq San Gorg, St. Julian's as its address.