What is the IBAN format for Malta?

The Malta IBAN is 31 characters long and starts with the country code MT followed by 2 check digits and the BBAN (Basic Bank Account Number). Malta is a SEPA member, so euro transfers can be sent as low-cost SEPA Credit Transfers.

How long is a Malta IBAN?

A Malta IBAN is exactly 31 characters long. This fixed length is defined by the ISO 13616 standard and is the same for all Malta bank accounts.

What does a Malta IBAN look like?

A valid Malta IBAN always starts with MT, followed by 2 check digits, then the BBAN fields specific to Malta. Example: MT84MALT011000012345MTLCAST001S This is a test IBAN for format illustration only.

Is Malta part of the SEPA zone?

Yes, Malta is a SEPA (Single Euro Payments Area) member. This means euro transfers within the SEPA zone can be sent as fast, low-cost SEPA Credit Transfers using the Malta IBAN.

What currency does Malta use?

Malta uses Euro (EUR). As a eurozone country, domestic and cross-border euro transfers can use SEPA Credit Transfer.

IBAN Format

✓ SEPA Member

🇲🇹 Malta IBAN Format

31 characters · Euro (EUR) · SEPA + SWIFT

Example IBAN

M

T

8

4

M

A

L

T

M

T

L

C

A

S

T

0

0

1

S

Country

Check Digits

Bank Code

Sort Code

Account No.

Grouped Example

MT84 MALT 0110 0001 2345 MTLC AST0 01S

Format String

MTkk AAAA nnnn nccc cccc cccc cccc ccc

k=check · n=digit · A=letter · c=alphanumeric

Field Breakdown

Country Code

2 charsISO 3166-1 alpha-2 country code (MT)

Check Digits

2 charsMOD-97-10 check digits per ISO 13616

Bank Code

4 letters4-letter bank code

Sort Code

5 digits5-digit sort code

Account No.

18 chars18-character account number

Country Details

Country🇲🇹 Malta

Country code (ISO 3166-1)MT

IBAN length31 characters

CurrencyEuro (EUR)

SEPA memberYes

SWIFT transfersYes

Transfer networkSEPA + SWIFT

Validate a Malta IBAN

Enter any MT IBAN — MOD-97 check digit verification + bank lookup.

Malta Banks in SWIFT Directory

View all →

Central Bank of Malta

Valletta

MALTMTMT

Bank of Valletta (BOV)

Valletta

Valletta

Birkirkara

Birkirkara

In-depth guide

Malta IBAN Format Guide

Read guide →

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Frequently Asked Questions

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