SWIFT / BIC Code
BKBKESMM
SEPA MemberBankinter SA
BKBKESMM is the BIC (SWIFT code) of Bankinter SA, registered in Madrid. Its bank code is 0128, the code an IBAN at Bankinter SA carries in positions 5 to 8. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Bankinter SA
Prefilled with an illustrative Bankinter SA IBAN, not a real account. Paste any IBAN from Spain to check it.
BIC Breakdown
BKBK: institution identifier (4 letters)
ES: country code per ISO 3166-1
MM: location code (city / timezone)
Bank Details
Payments it can receive
Bankinter SA's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇪🇸 Spain
Spain IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for Bankinter SA?
BKBKESMM. Written with the head-office branch code it is BKBKESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does BKBKESMM mean?
"BKBK" identifies Bankinter SA, "ES" is the country code for Spain, "MM" is the location code.
What is Bankinter SA's bank code?
0128. It is the bank code in positions 5 to 8 of an IBAN from Spain.
How long are Bankinter SA IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits, 0128 for Bankinter SA), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to Bankinter SA?
Yes. The European Payments Council lists Bankinter SA in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Bankinter SA confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Bankinter SA's registered office?
Paseo de la Castellana 29, 28046 Madrid, according to GLEIF. The European Payments Council lists Paseo de la Castellana 29, Madrid as its address.