SWIFT / BIC Code
BCOEESMM
Banco Cooperativo Español S.A.
BCOEESMM is the BIC (SWIFT code) of Banco Cooperativo Español S.A., registered in Madrid. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Banco Cooperativo Español S.A.
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BIC Breakdown
BCOE: institution identifier (4 letters)
ES: country code per ISO 3166-1
MM: location code (city / timezone)
Bank Details
Payments it can receive
Banco Cooperativo Español S.A.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇪🇸 Spain
Spain IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for Banco Cooperativo Español S.A.?
BCOEESMM. Written with the head-office branch code it is BCOEESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does BCOEESMM mean?
"BCOE" identifies Banco Cooperativo Español S.A., "ES" is the country code for Spain, "MM" is the location code.
How long are Banco Cooperativo Español S.A. IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to Banco Cooperativo Español S.A.?
Yes. The European Payments Council lists Banco Cooperativo Español S.A. in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Banco Cooperativo Español S.A. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 30 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Banco Cooperativo Español S.A.'s registered office?
Virgen de los Peligros 4-6, 28013 Madrid, according to GLEIF. The European Payments Council lists 4-6, Virgen de los Peligros, Madrid as its address.