🇪🇸 Spain
✓ SEPA MemberBanco Cooperativo Español S.A. IBAN Format & BIC Code
Banco Cooperativo Español S.A.'s BIC is BCOEESMM. Its bank code is 0198, the code an IBAN at Banco Cooperativo Español S.A. carries in positions 5 to 8. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Banco Cooperativo Español S.A.
Prefilled with an illustrative Banco Cooperativo Español S.A. IBAN, not a real account. Paste any IBAN from Spain to check it.
Bank Details
Payments it can receive
Banco Cooperativo Español S.A.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN Format at Banco Cooperativo Español S.A.
IBANs at Banco Cooperativo Español S.A. follow the Spain standard: 24 characters starting with ES.
Illustrative Banco Cooperativo Español S.A. IBAN (sample account, not a real one):
Grouped example:
ES56 0198 0418 8502 0005 1332
Other Spain Banks
Spain IBAN format →Frequently Asked Questions
What is Banco Cooperativo Español S.A.'s BIC (SWIFT code)?
BCOEESMM. Written with the head-office branch code it is BCOEESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What is Banco Cooperativo Español S.A.'s bank code?
0198. It is the bank code in positions 5 to 8 of an IBAN from Spain. The Registro de entidades lists it.
How long are Banco Cooperativo Español S.A. IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits, 0198 for Banco Cooperativo Español S.A.), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to Banco Cooperativo Español S.A.?
Yes. The European Payments Council lists Banco Cooperativo Español S.A. in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Banco Cooperativo Español S.A. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 30 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Banco Cooperativo Español S.A.'s registered office?
Virgen de los Peligros 4-6, 28013 Madrid, according to GLEIF. The European Payments Council lists 4-6, Virgen de los Peligros, Madrid as its address.