SWIFT / BIC Code
BBVAESMM
SEPA MemberBanco Bilbao Vizcaya Argentaria SA (BBVA)
BBVAESMM is the BIC (SWIFT code) of Banco Bilbao Vizcaya Argentaria SA (BBVA), registered in Bilbao. Its bank code is 0182, the code an IBAN at Banco Bilbao Vizcaya Argentaria SA (BBVA) carries in positions 5 to 8. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Banco Bilbao Vizcaya Argentaria SA (BBVA)
Prefilled with an illustrative Banco Bilbao Vizcaya Argentaria SA (BBVA) IBAN, not a real account. Paste any IBAN from Spain to check it.
BIC Breakdown
BBVA: institution identifier (4 letters)
ES: country code per ISO 3166-1
MM: location code (city / timezone)
Bank Details
Payments it can receive
Banco Bilbao Vizcaya Argentaria SA (BBVA)'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Banco Bilbao Vizcaya Argentaria SA (BBVA)?
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IBAN format for 🇪🇸 Spain
Spain IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for Banco Bilbao Vizcaya Argentaria SA (BBVA)?
BBVAESMM. Written with the head-office branch code it is BBVAESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does BBVAESMM mean?
"BBVA" identifies Banco Bilbao Vizcaya Argentaria SA (BBVA), "ES" is the country code for Spain, "MM" is the location code.
What is Banco Bilbao Vizcaya Argentaria SA (BBVA)'s bank code?
0182. It is the bank code in positions 5 to 8 of an IBAN from Spain.
How long are Banco Bilbao Vizcaya Argentaria SA (BBVA) IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits, 0182 for Banco Bilbao Vizcaya Argentaria SA (BBVA)), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to Banco Bilbao Vizcaya Argentaria SA (BBVA)?
Yes. The European Payments Council lists Banco Bilbao Vizcaya Argentaria SA (BBVA) in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Banco Bilbao Vizcaya Argentaria SA (BBVA) confirm the payee's name?
Yes. It answers Verification of Payee requests (since 30 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Banco Bilbao Vizcaya Argentaria SA (BBVA)'s registered office?
Plaza de San Nicolás, 4, 48005 Bilbao, according to GLEIF. The European Payments Council lists Plaza San Nicolas 4, Bilbao as its address.