SWIFT / BIC Code
BACRIT22
Credito Emiliano SpA (CREDEM)
BACRIT22 is the BIC (SWIFT code) of Credito Emiliano SpA (CREDEM), registered in Reggio Emilia. Its IBANs are 27 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Credito Emiliano SpA (CREDEM)
Paste an IBAN from Italy to check its check digits and see which bank it belongs to.
BIC Breakdown
BACR: institution identifier (4 letters)
IT: country code per ISO 3166-1
22: location code (city / timezone)
Bank Details
Payments it can receive
Credito Emiliano SpA (CREDEM)'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇮🇹 Italy
Italy IBANs are 27 characters long.
Frequently Asked Questions
What is the SWIFT code for Credito Emiliano SpA (CREDEM)?
BACRIT22. Written with the head-office branch code it is BACRIT22XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does BACRIT22 mean?
"BACR" identifies Credito Emiliano SpA (CREDEM), "IT" is the country code for Italy, "22" is the location code.
How long are Credito Emiliano SpA (CREDEM) IBANs?
27 characters, like every IBAN from Italy: the country code IT, two check digits, the CIN (1 letter), the ABI (5 digits), the CAB (5 digits) and the account number (12 characters).
Can I send an instant transfer to Credito Emiliano SpA (CREDEM)?
Yes. The European Payments Council lists Credito Emiliano SpA (CREDEM) in SEPA Instant Credit Transfer since 2 April 2024, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Credito Emiliano SpA (CREDEM) confirm the payee's name?
Yes. It answers Verification of Payee requests (since 7 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Credito Emiliano SpA (CREDEM)'s registered office?
Via Emilia S.pietro, 4, 42121 Reggio Emilia, according to GLEIF. The European Payments Council lists Via Emilia San Pietro, 4, Reggio Emilia as its address.