🇲🇹 Malta
✓ SEPA MemberPayDo EU Ltd. IBAN Format & BIC Code
PayDo EU Ltd.'s BIC is PELDMTM2. Its IBANs are 31 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from PayDo EU Ltd.
Paste an IBAN from Malta to check its check digits and see which bank it belongs to.
Bank Details
Payments it can receive
PayDo EU Ltd.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at PayDo EU Ltd.?
Wise shows the exchange rate and its fee before you send.
Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works
IBAN Format at PayDo EU Ltd.
IBANs at PayDo EU Ltd. follow the Malta standard: 31 characters starting with MT.
Example structure (generic Malta format, not a PayDo EU Ltd. account):
Grouped example:
MT84 MALT 0110 0001 2345 MTLC AST0 01S
Other Malta Banks
Malta IBAN format →Valletta
Valletta
Sliema
Valletta
Frequently Asked Questions
What is PayDo EU Ltd.'s BIC (SWIFT code)?
PELDMTM2. Written with the head-office branch code it is PELDMTM2XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
How long are PayDo EU Ltd. IBANs?
31 characters, like every IBAN from Malta: the country code MT, two check digits, the bank code (4 letters), the sort code (5 digits) and the account number (18 characters).
Can I send an instant transfer to PayDo EU Ltd.?
Yes. The European Payments Council lists PayDo EU Ltd. in SEPA Instant Credit Transfer since 15 September 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does PayDo EU Ltd. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.