🇧🇬 Bulgaria
✓ SEPA MemberD COMMERCE BANK AD IBAN Format & BIC Code
D COMMERCE BANK AD's BIC is DEMIBGSF. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers.
Check an IBAN from D COMMERCE BANK AD
Paste an IBAN from Bulgaria to check its check digits and see which bank it belongs to.
Bank Details
Payments it can receive
D COMMERCE BANK AD's participation in the European payment schemes, from the EPC register of participants.
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IBAN Format at D COMMERCE BANK AD
IBANs at D COMMERCE BANK AD follow the Bulgaria standard: 22 characters starting with BG.
Example structure (generic Bulgaria format, not a D COMMERCE BANK AD account):
Grouped example:
BG80 BNBG 9661 1020 3456 78
Other Bulgaria Banks
Bulgaria IBAN format →Frequently Asked Questions
What is D COMMERCE BANK AD's BIC (SWIFT code)?
DEMIBGSF. Written with the head-office branch code it is DEMIBGSFXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
How long are D COMMERCE BANK AD IBANs?
22 characters, like every IBAN from Bulgaria: the country code BG, two check digits, the bank code (swift) (4 letters), the branch code (4 digits), the account type (2 digits) and the account number (8 characters).
Can I send an instant transfer to D COMMERCE BANK AD?
Yes. The European Payments Council lists D COMMERCE BANK AD in SEPA Instant Credit Transfer since 6 October 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Where is D COMMERCE BANK AD's registered office?
8, Gen.Eduard Totleben Blvd, 1606 Sofia, according to GLEIF. The European Payments Council lists 8 Gen. Totleben Blvd., Sofia as its address.