SWIFT / BIC Code
USDFLT22
UAB SME Bank
USDFLT22 is the BIC (SWIFT code) of UAB SME Bank, registered in Vilnius. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from UAB SME Bank
Paste an IBAN from Lithuania to check its check digits and see which bank it belongs to.
BIC Breakdown
USDF: institution identifier (4 letters)
LT: country code per ISO 3166-1
22: location code (city / timezone)
Bank Details
Payments it can receive
UAB SME Bank's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at UAB SME Bank?
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IBAN format for 🇱🇹 Lithuania
Lithuania IBANs are 20 characters long.
Frequently Asked Questions
What is the SWIFT code for UAB SME Bank?
USDFLT22. Written with the head-office branch code it is USDFLT22XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does USDFLT22 mean?
"USDF" identifies UAB SME Bank, "LT" is the country code for Lithuania, "22" is the location code.
How long are UAB SME Bank IBANs?
20 characters, like every IBAN from Lithuania: the country code LT, two check digits, the bank code (5 digits) and the account number (11 digits).
Can I send an instant transfer to UAB SME Bank?
Yes. The European Payments Council lists UAB SME Bank in SEPA Instant Credit Transfer since 11 January 2023, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does UAB SME Bank confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is UAB SME Bank's registered office?
Antano Tumėno g. 4-15, 01109 Vilnius, according to GLEIF. The European Payments Council lists Antano Tumėno g. 4-15, Vilnius as its address.