SWIFT / BIC Code
TRUDBG21
PayNovus AD
TRUDBG21 is the BIC (SWIFT code) of PayNovus AD, based in Sofia. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from PayNovus AD
Paste an IBAN from Bulgaria to check its check digits and see which bank it belongs to.
BIC Breakdown
TRUD: institution identifier (4 letters)
BG: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
PayNovus AD's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at PayNovus AD?
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IBAN format for 🇧🇬 Bulgaria
Bulgaria IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for PayNovus AD?
TRUDBG21. Written with the head-office branch code it is TRUDBG21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does TRUDBG21 mean?
"TRUD" identifies PayNovus AD, "BG" is the country code for Bulgaria, "21" is the location code.
How long are PayNovus AD IBANs?
22 characters, like every IBAN from Bulgaria: the country code BG, two check digits, the bank code (swift) (4 letters), the branch code (4 digits), the account type (2 digits) and the account number (8 characters).
Can I send an instant transfer to PayNovus AD?
Yes. The European Payments Council lists PayNovus AD in SEPA Instant Credit Transfer since 3 July 2023, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does PayNovus AD confirm the payee's name?
Yes. It answers Verification of Payee requests (since 10 April 2026), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.