SWIFT / BIC Code
TRIVBGS1
Transcard Financial Services AD
TRIVBGS1 is the BIC (SWIFT code) of Transcard Financial Services AD, registered in Sofia. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Transcard Financial Services AD
Paste an IBAN from Bulgaria to check its check digits and see which bank it belongs to.
BIC Breakdown
TRIV: institution identifier (4 letters)
BG: country code per ISO 3166-1
S1: location code (city / timezone)
Bank Details
Payments it can receive
Transcard Financial Services AD's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Transcard Financial Services AD?
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IBAN format for 🇧🇬 Bulgaria
Bulgaria IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for Transcard Financial Services AD?
TRIVBGS1. Written with the head-office branch code it is TRIVBGS1XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does TRIVBGS1 mean?
"TRIV" identifies Transcard Financial Services AD, "BG" is the country code for Bulgaria, "S1" is the location code.
How long are Transcard Financial Services AD IBANs?
22 characters, like every IBAN from Bulgaria: the country code BG, two check digits, the bank code (swift) (4 letters), the branch code (4 digits), the account type (2 digits) and the account number (8 characters).
Can I send an instant transfer to Transcard Financial Services AD?
Yes. The European Payments Council lists Transcard Financial Services AD in SEPA Instant Credit Transfer since 6 October 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Transcard Financial Services AD confirm the payee's name?
Yes. It answers Verification of Payee requests, so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Transcard Financial Services AD's registered office?
8 Silistra Str., 1527 Sofia, according to GLEIF. The European Payments Council lists 8, Silistra Street, Sofia as its address.