SWIFT / BIC Code
SPZWAT21
Waldviertler Sparkasse Bank AG
SPZWAT21 is the BIC (SWIFT code) of Waldviertler Sparkasse Bank AG, registered in Zwettl. It holds 2 bank codes, 20263 among them; an IBAN at Waldviertler Sparkasse Bank AG carries its code in positions 5 to 9. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Waldviertler Sparkasse Bank AG
Prefilled with an illustrative Waldviertler Sparkasse Bank AG IBAN, not a real account. Paste any IBAN from Austria to check it.
BIC Breakdown
SPZW: institution identifier (4 letters)
AT: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
Waldviertler Sparkasse Bank AG's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇦🇹 Austria
Austria IBANs are 20 characters long.
Frequently Asked Questions
What is the SWIFT code for Waldviertler Sparkasse Bank AG?
SPZWAT21. Written with the head-office branch code it is SPZWAT21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SPZWAT21 mean?
"SPZW" identifies Waldviertler Sparkasse Bank AG, "AT" is the country code for Austria, "21" is the location code.
What is Waldviertler Sparkasse Bank AG's bank code?
Waldviertler Sparkasse Bank AG holds 2 of them; 20263 is one. The code sits in positions 5 to 9 of an IBAN from Austria, so the IBAN itself shows which one an account uses. The OeNB SEPA directory lists every one.
How long are Waldviertler Sparkasse Bank AG IBANs?
20 characters, like every IBAN from Austria: the country code AT, two check digits, the bank code (5 digits) and the account number (11 digits).
Can I send an instant transfer to Waldviertler Sparkasse Bank AG?
Yes. The European Payments Council lists Waldviertler Sparkasse Bank AG in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Waldviertler Sparkasse Bank AG confirm the payee's name?
Yes. It answers Verification of Payee requests (since 15 July 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Waldviertler Sparkasse Bank AG's registered office?
Sparkassenplatz 3, 3910 Zwettl, according to GLEIF. The European Payments Council lists Sparkassenplatz 3, Zwettl as its address.