SWIFT / BIC Code
SPSPAT21
Sparkasse Niederösterreich Mitte West Aktiengesellschaft
SPSPAT21 is the BIC (SWIFT code) of Sparkasse Niederösterreich Mitte West Aktiengesellschaft, registered in St. Pölten. Its bank code is 20256, the code an IBAN at Sparkasse Niederösterreich Mitte West Aktiengesellschaft carries in positions 5 to 9. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Sparkasse Niederösterreich Mitte West Aktiengesellschaft
Prefilled with an illustrative Sparkasse Niederösterreich Mitte West Aktiengesellschaft IBAN, not a real account. Paste any IBAN from Austria to check it.
BIC Breakdown
SPSP: institution identifier (4 letters)
AT: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
Sparkasse Niederösterreich Mitte West Aktiengesellschaft's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇦🇹 Austria
Austria IBANs are 20 characters long.
Frequently Asked Questions
What is the SWIFT code for Sparkasse Niederösterreich Mitte West Aktiengesellschaft?
SPSPAT21. Written with the head-office branch code it is SPSPAT21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SPSPAT21 mean?
"SPSP" identifies Sparkasse Niederösterreich Mitte West Aktiengesellschaft, "AT" is the country code for Austria, "21" is the location code.
What is Sparkasse Niederösterreich Mitte West Aktiengesellschaft's bank code?
20256. It is the bank code in positions 5 to 9 of an IBAN from Austria. The OeNB SEPA directory lists it.
How long are Sparkasse Niederösterreich Mitte West Aktiengesellschaft IBANs?
20 characters, like every IBAN from Austria: the country code AT, two check digits, the bank code (5 digits, 20256 for Sparkasse Niederösterreich Mitte West Aktiengesellschaft) and the account number (11 digits).
Can I send an instant transfer to Sparkasse Niederösterreich Mitte West Aktiengesellschaft?
Yes. The European Payments Council lists Sparkasse Niederösterreich Mitte West Aktiengesellschaft in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Sparkasse Niederösterreich Mitte West Aktiengesellschaft confirm the payee's name?
Yes. It answers Verification of Payee requests (since 15 July 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Sparkasse Niederösterreich Mitte West Aktiengesellschaft's registered office?
Domgasse 5, 3100 St. Pölten, according to GLEIF. The European Payments Council lists Domgasse 5, St. Poelten as its address.