SWIFT / BIC Code
SPKDAT21
Kremser Bank und Sparkassen Aktiengesellschaft
SPKDAT21 is the BIC (SWIFT code) of Kremser Bank und Sparkassen Aktiengesellschaft, registered in Krems an der Donau. Its bank code is 20228, the code an IBAN at Kremser Bank und Sparkassen Aktiengesellschaft carries in positions 5 to 9. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Kremser Bank und Sparkassen Aktiengesellschaft
Prefilled with an illustrative Kremser Bank und Sparkassen Aktiengesellschaft IBAN, not a real account. Paste any IBAN from Austria to check it.
BIC Breakdown
SPKD: institution identifier (4 letters)
AT: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
Kremser Bank und Sparkassen Aktiengesellschaft's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Kremser Bank und Sparkassen Aktiengesellschaft?
Wise shows the exchange rate and its fee before you send.
Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works
IBAN format for 🇦🇹 Austria
Austria IBANs are 20 characters long.
Frequently Asked Questions
What is the SWIFT code for Kremser Bank und Sparkassen Aktiengesellschaft?
SPKDAT21. Written with the head-office branch code it is SPKDAT21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SPKDAT21 mean?
"SPKD" identifies Kremser Bank und Sparkassen Aktiengesellschaft, "AT" is the country code for Austria, "21" is the location code.
What is Kremser Bank und Sparkassen Aktiengesellschaft's bank code?
20228. It is the bank code in positions 5 to 9 of an IBAN from Austria. The OeNB SEPA directory lists it.
How long are Kremser Bank und Sparkassen Aktiengesellschaft IBANs?
20 characters, like every IBAN from Austria: the country code AT, two check digits, the bank code (5 digits, 20228 for Kremser Bank und Sparkassen Aktiengesellschaft) and the account number (11 digits).
Can I send an instant transfer to Kremser Bank und Sparkassen Aktiengesellschaft?
Yes. The European Payments Council lists Kremser Bank und Sparkassen Aktiengesellschaft in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Kremser Bank und Sparkassen Aktiengesellschaft confirm the payee's name?
Yes. It answers Verification of Payee requests (since 15 July 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Kremser Bank und Sparkassen Aktiengesellschaft's registered office?
Ringstraße 5-7, 3500 Krems an der Donau, according to GLEIF. The European Payments Council lists Ringstrasse 5-7, Krems as its address.