SWIFT / BIC Code
SPHAAT21
Sparkasse Haugsdorf
SPHAAT21 is the BIC (SWIFT code) of Sparkasse Haugsdorf, registered in Haugsdorf. Its bank code is 20218, the code an IBAN at Sparkasse Haugsdorf carries in positions 5 to 9. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Sparkasse Haugsdorf
Prefilled with an illustrative Sparkasse Haugsdorf IBAN, not a real account. Paste any IBAN from Austria to check it.
BIC Breakdown
SPHA: institution identifier (4 letters)
AT: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
Sparkasse Haugsdorf's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇦🇹 Austria
Austria IBANs are 20 characters long.
Frequently Asked Questions
What is the SWIFT code for Sparkasse Haugsdorf?
SPHAAT21. Written with the head-office branch code it is SPHAAT21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SPHAAT21 mean?
"SPHA" identifies Sparkasse Haugsdorf, "AT" is the country code for Austria, "21" is the location code.
What is Sparkasse Haugsdorf's bank code?
20218. It is the bank code in positions 5 to 9 of an IBAN from Austria. The OeNB SEPA directory lists it.
How long are Sparkasse Haugsdorf IBANs?
20 characters, like every IBAN from Austria: the country code AT, two check digits, the bank code (5 digits, 20218 for Sparkasse Haugsdorf) and the account number (11 digits).
Can I send an instant transfer to Sparkasse Haugsdorf?
Yes. The European Payments Council lists Sparkasse Haugsdorf in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Sparkasse Haugsdorf confirm the payee's name?
Yes. It answers Verification of Payee requests (since 15 July 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Sparkasse Haugsdorf's registered office?
Hauptplatz 1, 2054 Haugsdorf, according to GLEIF. The European Payments Council lists Hauptplatz 1, Haugsdorf as its address.