SWIFT / BIC Code
SPESDE3E
Sparkasse Essen
SPESDE3E is the BIC (SWIFT code) of Sparkasse Essen, registered in Essen. Its bank code (BLZ) is 36050105, the code an IBAN at Sparkasse Essen carries in positions 5 to 12. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Sparkasse Essen
Prefilled with an illustrative Sparkasse Essen IBAN, not a real account. Paste any IBAN from Germany to check it.
BIC Breakdown
SPES: institution identifier (4 letters)
DE: country code per ISO 3166-1
3E: location code (city / timezone)
Bank Details
Payments it can receive
Sparkasse Essen's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇩🇪 Germany
Germany IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for Sparkasse Essen?
SPESDE3E. Written with the head-office branch code it is SPESDE3EXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SPESDE3E mean?
"SPES" identifies Sparkasse Essen, "DE" is the country code for Germany, "3E" is the location code.
What is Sparkasse Essen's bank code (BLZ)?
36050105. It is the bank code in positions 5 to 12 of an IBAN from Germany. The Bundesbank Bankleitzahlen lists it.
How long are Sparkasse Essen IBANs?
22 characters, like every IBAN from Germany: the country code DE, two check digits, the BLZ (8 digits, 36050105 for Sparkasse Essen) and the account number (10 digits).
Can I send an instant transfer to Sparkasse Essen?
Yes. The European Payments Council lists Sparkasse Essen in SEPA Instant Credit Transfer since 10 July 2018, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Sparkasse Essen confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Sparkasse Essen's registered office?
III. Hagen 43, 45127 Essen, according to GLEIF. The European Payments Council lists III Hagen 43, Essen as its address.